Texas tax rates · 2026 edition · data year 2025 How we source every number
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Texas property tax calculator

Texas property tax is the sum of four separate bills — county, city, school district and special districts — each with its own rate. This tool adds them up with the rates the Comptroller published for the 2025 tax year.

Quick answer

A Texas residence homestead is taxed by its school district on the appraised value minus $140,000, by the county and city on the full taxable value unless they adopt a local option exemption of up to 20%. Median school district total rate: 0.96%.

Your taxing units

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Estimated annual property tax
$0
Effective rate —
School district tax (after $140,000)— County tax— City tax— Combined rate applied— Taxable value, school— Taxable value, county / city—

Special-district rates (MUD, ESD, drainage, PID) are not included — they vary parcel by parcel and can add one or two points on their own. Check your appraisal district notice for those.

What this calculator does with the $140,000 exemption

The homestead exemption is not one number applied everywhere. Texas Tax Code §11.13(b) requires school districts to exempt $140,000 of appraised value, and that exemption applies to school taxes only. Your county, city and special districts still tax the value down to whatever exemptions each of them has adopted — commonly nothing, sometimes the 20% local option in §11.13(n).

Worked example: $350,000 home, median county and school rates.
UnitRateTaxable valueTax
School district0.96%$210,000$2,016
County0.49%$350,000$1,725
Cityvaries$350,000varies

The two figures in that table are medians across the state, so they are a sanity check rather than a forecast: half of Texas school districts levy more than 0.96% and the highest in the 2025 report is 1.53%.

Rates, not bills A Texas appraisal district sets value, and each taxing unit sets its own rate; the bill is the product. Your actual notice may differ from this estimate if your district grants a local option exemption, if a special district covers the parcel, or if the legislature changes the exemption again — it went from $40,000 to $100,000 in 2023 and to $140,000 afterwards.

Common questions

Why is my school district tax lower than the rate suggests?

Because the $140,000 school exemption comes off first. On a $200,000 home the school district taxes only $60,000 of value, while the county and city tax the full $200,000.

Does Texas have a state property tax?

No. The Comptroller collects the data and publishes the reports, but every dollar is levied by a local unit. That is also why there are 254 county rates and 1,549 school district rates rather than one statewide figure.

What is a "no-new-revenue" rate?

The rate that would raise the same property tax revenue as last year on the same properties at the new values, excluding new construction. Units that exceed it must publish notice and, above the voter-approval rate, hold an election. The 2025 report lists both rates for each unit alongside the adopted rate.

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